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Independent guide — not the government, not a Lifeline provider

T-Mobile · Updated August 2026

The T-Mobile Lifeline program: Assurance Wireless, home internet, and what's real.

T-Mobile does not run a branded low-income internet program like AT&T Access or Xfinity Internet Essentials. Instead, they accept the federal Lifeline discount on their 5G Home Internet service — bringing the effective cost from $50/month (standard) to about $40/month for qualifying households.

Apply at T-Mobile's site

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You will never pay for the benefit itself. The government pays it directly to your chosen phone provider.

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T-Mobile's Lifeline program has a different name: Assurance Wireless

People searching for a 'T-Mobile Lifeline program' are usually looking for Assurance Wireless — T-Mobile's own Lifeline brand (it joined T-Mobile with the Sprint merger). Assurance provides the classic free government phone package: $0/month plan, free Android smartphone, unlimited talk and text, running on T-Mobile's network. T-Mobile itself doesn't sell a consumer Lifeline phone plan under the T-Mobile name; Assurance is that program. For home internet, the separate path on this page — applying the $9.25/month Lifeline discount to T-Mobile Home Internet — is how the benefit works on T-Mobile's own product.

T-Mobile's approach is different

T-Mobile doesn't run a dedicated low-income internet brand. Instead, they accept the federal Lifeline subsidy on their standard 5G Home Internet product. If you qualify for Lifeline, the $9.25/month benefit reduces T-Mobile 5G Home Internet's $50/month price to about $40/month net.

What happened to T-Mobile's ACP discount

T-Mobile, Metro by T-Mobile, and Assurance Wireless all participated in the ACP until it ended June 1, 2024. For phone service, T-Mobile's Lifeline brand is Assurance Wireless — Metro itself does not participate in Lifeline. For home internet, the Lifeline discount on 5G Home Internet described on this page is the surviving option.

This makes sense if

You're already on T-Mobile for phone service and want to simplify billing, you live in a rural area where T-Mobile 5G Home is the only non-cable option, or cable competitors (Xfinity, Spectrum) aren't available at your address. Otherwise, Xfinity Internet Essentials at $14.95/month is usually the better value.

How to apply Lifeline

Apply for Lifeline through USAC's National Verifier first. Once approved, contact T-Mobile customer service (or sign up online with a Lifeline-eligible profile) and transfer the Lifeline benefit to your T-Mobile 5G Home account.

T-Mobile Home Internet Lifeline FAQ.

Check Lifeline eligibility first.

You need federal Lifeline approval before the $9.25/month discount applies to T-Mobile service. 30 seconds to check.